How much do solar panels cost in 19103?

A standard 6kW residential solar system in 19103 (Philadelphia, PA) costs approximately $18,300 before incentives. After the 30% federal Investment Tax Credit, the net cost is $12,810.

How much will I save with solar panels in 19103?

Homeowners in 19103 can expect to save approximately $1,197 per year on electricity bills with a 6kW solar system, for a total of around $29,925 over 25 years.

How long is the payback period for solar in 19103?

The estimated payback period for a 6kW solar installation in 19103 is 10.7 years after the federal tax credit. This is based on 4.27 kWh/m²/day average solar irradiance and local electricity rates of $0.16/kWh.

Solar Panel Cost in 19103

Last updated April 14, 2026 · Source: NREL and SEIA

Philadelphia, Pennsylvania · Moderate ROI

Payback 10.7 years

6kW System Cost Breakdown

Gross Installation Cost $18,300 $3.05/W installed

Federal Tax Credit (30%) −$5,490 ITC through 2032

Net Cost After Credit $12,810 Your out-of-pocket cost

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Savings & ROI for 19103

Annual Electricity Savings $1,197 At $0.16/kWh local rate

Annual Solar Production 7,484 kWh 4.27 kWh/m²/day irradiance

Break-Even Point 10.7 years Moderate ROI

25-Year Net Savings +$17,115 After total system cost

Solar Loan Calculator

Financing a 6kW solar system in Philadelphia? Estimate your monthly payment and total interest below.

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Assumes fixed-rate loan. Actual rates vary by lender and credit score. Solar-specific loans from Mosaic, GoodLeap, or Sunlight often offer lower rates than personal loans.

Solar Resource in Philadelphia

Philadelphia (19103) receives an average of 4.27 kWh/m²/day of solar irradiance, based on latitude 39.954°N and Pennsylvania regional weather patterns from NREL data. At the local electricity rate of $0.16/kWh, a 6kW system generates roughly $1,197 per year in bill savings.

Solar irradiance vs. US average (4.5 kWh/m²/day)

07.5 kWh/m²/day

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Nearby Zip Codes in Philadelphia

19101 Philadelphia, PA 10.7 yr payback $1,197/yr savings 19104 Philadelphia, PA 10.7 yr payback $1,197/yr savings 19128 Philadelphia, PA 10.7 yr payback $1,197/yr savings 19147 Philadelphia, PA 10.7 yr payback $1,197/yr savings

How We Calculate Solar Costs for 19103

Costs are based on the average price per watt for Pennsylvania ($3.05/W), applied to a standard 6kW residential system. Solar irradiance is derived from NREL PVWatts data for latitude 39.954°N, adjusted for local weather patterns. Electricity rate uses the Pennsylvania EIA average of $0.16/kWh.

The 30% federal Investment Tax Credit (ITC) applies as a credit against your federal income tax liability. Many states offer additional credits; check your state's energy office for local incentives.