How much do solar panels cost in 33186?

A standard 6kW residential solar system in 33186 (Miami, FL) costs approximately $16,320 before incentives. After the 30% federal Investment Tax Credit, the net cost is $11,424.

How much will I save with solar panels in 33186?

Homeowners in 33186 can expect to save approximately $1,456 per year on electricity bills with a 6kW solar system, for a total of around $36,400 over 25 years.

How long is the payback period for solar in 33186?

The estimated payback period for a 6kW solar installation in 33186 is 7.8 years after the federal tax credit. This is based on 5.93 kWh/m²/day average solar irradiance and local electricity rates of $0.14/kWh.

Solar Panel Cost in 33186

Last updated April 14, 2026 · Source: NREL and SEIA

Miami, Florida · Good ROI

Payback 7.8 years

6kW System Cost Breakdown

Gross Installation Cost $16,320 $2.72/W installed

Federal Tax Credit (30%) −$4,896 ITC through 2032

Net Cost After Credit $11,424 Your out-of-pocket cost

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Savings & ROI for 33186

Annual Electricity Savings $1,456 At $0.14/kWh local rate

Annual Solar Production 10,397 kWh 5.93 kWh/m²/day irradiance

Break-Even Point 7.8 years Good ROI

25-Year Net Savings +$24,976 After total system cost

Solar Loan Calculator

Financing a 6kW solar system in Miami? Estimate your monthly payment and total interest below.

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Assumes fixed-rate loan. Actual rates vary by lender and credit score. Solar-specific loans from Mosaic, GoodLeap, or Sunlight often offer lower rates than personal loans.

Solar Resource in Miami

Miami (33186) receives an average of 5.93 kWh/m²/day of solar irradiance, based on latitude 25.68°N and Florida regional weather patterns from NREL data. At the local electricity rate of $0.14/kWh, a 6kW system generates roughly $1,456 per year in bill savings.

Solar irradiance vs. US average (4.5 kWh/m²/day)

07.5 kWh/m²/day

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Nearby Zip Codes in Miami

33101 Miami, FL 7.9 yr payback $1,455/yr savings 33130 Miami, FL 7.9 yr payback $1,455/yr savings 33179 Miami, FL 7.9 yr payback $1,454/yr savings

How We Calculate Solar Costs for 33186

Costs are based on the average price per watt for Florida ($2.72/W), applied to a standard 6kW residential system. Solar irradiance is derived from NREL PVWatts data for latitude 25.68°N, adjusted for local weather patterns. Electricity rate uses the Florida EIA average of $0.14/kWh.

The 30% federal Investment Tax Credit (ITC) applies as a credit against your federal income tax liability. Many states offer additional credits; check your state's energy office for local incentives.