How much do solar panels cost in 94110?

A standard 6kW residential solar system in 94110 (San Francisco, CA) costs approximately $18,600 before incentives. After the 30% federal Investment Tax Credit, the net cost is $13,020.

How much will I save with solar panels in 94110?

Homeowners in 94110 can expect to save approximately $2,700 per year on electricity bills with a 6kW solar system, for a total of around $67,500 over 25 years.

How long is the payback period for solar in 94110?

The estimated payback period for a 6kW solar installation in 94110 is 4.8 years after the federal tax credit. This is based on 5.54 kWh/m²/day average solar irradiance and local electricity rates of $0.278/kWh.

Solar Panel Cost in 94110

Last updated April 14, 2026 · Source: NREL and SEIA

San Francisco, California · Excellent ROI

Payback 4.8 years

6kW System Cost Breakdown

Gross Installation Cost $18,600 $3.1/W installed

Federal Tax Credit (30%) −$5,580 ITC through 2032

Net Cost After Credit $13,020 Your out-of-pocket cost

Get installer quotes for San Francisco

The average cost above is an estimate. Compare real quotes from local installers in San Francisco.

Compare Solar Quotes — Free →

Savings & ROI for 94110

Annual Electricity Savings $2,700 At $0.278/kWh local rate

Annual Solar Production 9,711 kWh 5.54 kWh/m²/day irradiance

Break-Even Point 4.8 years Excellent ROI

25-Year Net Savings +$54,480 After total system cost

Solar Loan Calculator

Financing a 6kW solar system in San Francisco? Estimate your monthly payment and total interest below.

Loan Amount

Default: net cost after 30% ITC

Loan Term

Interest Rate (APR)

Monthly Payment —

Total Interest Paid —

Total Cost (loan + interest) —

Break-Even vs. Savings —

Assumes fixed-rate loan. Actual rates vary by lender and credit score. Solar-specific loans from Mosaic, GoodLeap, or Sunlight often offer lower rates than personal loans.

Solar Resource in San Francisco

San Francisco (94110) receives an average of 5.54 kWh/m²/day of solar irradiance, based on latitude 37.748°N and California regional weather patterns from NREL data. At the local electricity rate of $0.278/kWh, a 6kW system generates roughly $2,700 per year in bill savings.

Solar irradiance vs. US average (4.5 kWh/m²/day)

07.5 kWh/m²/day

Solar Equipment for Your Home

As an Amazon Associate we earn from qualifying purchases.

☀

6kW Solar Panel KitsComplete systems on Amazon →

🔌

Solar InvertersGrid-tie & hybrid options →

🔋

Battery StoragePair solar with backup power →

Nearby Zip Codes in San Francisco

94102 San Francisco, CA 4.8 yr payback $2,699/yr savings 94107 San Francisco, CA 4.8 yr payback $2,699/yr savings

How We Calculate Solar Costs for 94110

Costs are based on the average price per watt for California ($3.1/W), applied to a standard 6kW residential system. Solar irradiance is derived from NREL PVWatts data for latitude 37.748°N, adjusted for local weather patterns. Electricity rate uses the California EIA average of $0.278/kWh.

The 30% federal Investment Tax Credit (ITC) applies as a credit against your federal income tax liability. Many states offer additional credits; check your state's energy office for local incentives.